Tag Archives: Risk

Do Inquiries Hurt My Credit Score?

Robert S Holland asked: Lenders check your credit when you apply for credit. If you are looking to buy furniture on credit, buy a new car, get a mortgage on a new home, your credit is reviewed. When the lender … Continue reading

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Credit Score Rankings

Jennifer Quilter asked: Credit score rankings are the foundation of understanding what your rating means, which is really the foundation of all your financial endeavors. Whenever you go to apply for an apartment, a loan, and even a job, people … Continue reading

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Why A Credit Score Is Important

Chris Wight asked: There is almost no company now who does not look at your credit score when deciding whether to approve your application for credit. When you apply for credit online, typically the only criteria is a certain credit … Continue reading

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A Simple Credit Score Explanation and How to Start Improving Your Financial Life

Josh Ramos asked: Do you remember back in school when used to receive a letter grade as an evaluation of your work?

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How Do I Improve My Credit Score After Bankruptcy?

S. Michael Windsor asked: There are, In essence, two ways a person can file for bankruptcy and those two ways consist of getting rid of all the debt completely or paying some of it back. Chapter 7 bankruptcy is where … Continue reading

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What FICO 08 Means to Your Credit Score

CambridgeCredit asked: Several decades ago, Fair Isaac and Company (FICO) revolutionized the credit rating system with the introduction of their FICO Score a three-digit number representing an individuals creditworthiness. In 2007, FICO began the process of overhauling its scoring model … Continue reading

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Tips on Improving Your Credit Score

S. Michael Windsor asked: Improving your credit score is not something that can be done in a few days. Credit scores oftentimes require steady signs of improvement over a period of time in order to rise substantially. In this article … Continue reading

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Credit Score Chart

Carlos Montenegro asked: A credit score chart is what creditors look at to see if you are in good standing or not. This helps them decide whether or not to lend you money that you need to buy a car, … Continue reading

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