Tag Archives: Payment History

Credit Score?

Posted on October 14, 2009 by

SoulSearching asked: when your applying for a loan and they pull up your credit score, do they inquire about your previous payment history or they look at it all including the credit scoreEmma

Posted in Personal Finance | Tagged credit score, Payment History | 5 Comments

How to Get a Good Credit Score

Posted on August 5, 2009 by

Robert Livingston asked: Your credit score is one of the most important aspects of your financial life. Not only does your credit score determine the amount of credit you can get and the interest rates you are eligible for, but … Continue reading →

Posted in Finance | Tagged Added Benefit, Budget, Credit Ratio, Due Dates, Few Days, Financial Aspects, how to get a good credit score, insurance, Interest Rates, Late Fees, Paying On Time, Payment History, Renting An Apartment, Time Payments | Leave a comment

Tips on Improving a Credit Score

Posted on August 2, 2009 by

Stoyan Katsarski asked: Improving your credit score is like losing weight, it takes time. During that time you should be serious and do your “exercises” regularly. Here are 5 tips on how to increase your credit score.Before starting something very … Continue reading →

Posted in Finance | Tagged Bank Accounts, Banks, Credit Cards, Credit History, Exercises, How To Increase Your Credit Score, Improving Your Credit, Improving Your Credit Score, inquiries, Losing Weight, Pay Bills, Payment History, People Cards, Tick | Leave a comment

Credit Scores: How Are They Calculated?

Posted on July 23, 2009 by

Ed Vegliante asked: Most people know that credit scores determine what and how much you can borrow from lenders, but very few are actually knowledgeable about how credit scores are calculated. When you attempt to borrow money from a financial … Continue reading →

Posted in Finance | Tagged Balance Accounts, Credit Bureaus, Credit History, Credit Report, credit score, Credit Scores, delinquent accounts, Equifax, Financial Institution, Numerical Score, Payment History, Revolving Credit, Risk Lenders, Transunion | Leave a comment

Credit Score Facts

Posted on May 5, 2009 by

Michael Colucci asked: In the US, a credit score is a rating system that is used to measure the credit level of an individual. The score that a person has will be used to determine their credit worthiness. The credit … Continue reading →

Posted in Finance | Tagged Car Dealers, Credit Report, credit score, Credit Scores, Credit Scoring System, Credit Worthiness, Diffe, Fair Isaac Corporation, Lenders, Orgnization, Payment History, Period Of Time, Transunion, Vantage | Leave a comment

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days

Posted on February 27, 2009 by

Hartley Pinn asked: In Less Than 30 Days.“What can you do to increase that set of three numbers on your credit report that can be so important with your financing?”I came across this question as I was surfing discussion groups … Continue reading →

Posted in Finance | Tagged 3 ways, Car Credit, Credit Accounts, Credit History, Credit Repair Services, Geo Storm, Improving Your Credit, Improving Your Credit Rating, Insurance Salesman, Payment History, Self Respect, Step 1, Step 2, Step 3 | Leave a comment

How Can I Improve My Credit Score – Three Tips to That Can Improve Your Credit Score in 30-60 Days

Posted on February 18, 2009 by

Darin Sewell asked: When it comes to your credit score obviously the higher the better. But what if your scores are a little low, then you have probably wondered how can I improve my credit score? You probably want it … Continue reading →

Posted in Finance | Tagged Alot Of Money, Credit Report, Creditor, Drawback, End Result, Fico Scores, Free Score, How Can I Improve My Credit Score, Improve Credit, Informatio, Payment History, Relatives, Score Increase, Two Ways | Leave a comment

Credit Scores (FICO Score) And Credit Reports – 9 Common Misunderstandings

Posted on January 28, 2009 by

Erik Pearson asked: Misconception #1: Credit scores and reports are managed by the government. – FalseFact: Credit scores and reports are regulated by laws like any other business but are not directly controlled or managed by the government. The 3 … Continue reading →

Posted in Finance | Tagged 3 Credit Bureaus, Credit Cards, credit score, Credit Scores, Distinction, False Fact, Interest Research Group, Misconception, misunderstandings, Payment History, Public Interest Research, Public Interest Research Group, Set In Stone, Software Company | Leave a comment

Discover Your Equifax Range Of Possible Scores For Credit – Credit Score Inquires Don’t Hurt You

Posted on January 18, 2009 by

Tim Gorman asked: Consumers with scores below about 620 will pay significantly higher rates and fees to obtain a loan. At a time when financial literacy is a major public policy issue, the educational factor alone warrants a price most … Continue reading →

Posted in Finance | Tagged Adverse Action, Consumer Reporting Agencies, Credit Risk, Credit Scores, Cutoff Points, Equifax, Equifax Credit, Fico Scores, Financial Literacy, Free Credit Report, Interest Rate, Payment History, Platinum Card, Public Policy Issue | Leave a comment

Credit Score

Posted on January 9, 2009 by

Colin D asked: Credit Scores range from 300-900 with the average Canadian having one around the 720 range. Borrowers at the higher end of the scale get better rates, and those at the lower end get the less desirable rates … Continue reading →

Posted in Finance | Tagged Bank Loans, Collection Accounts, credit score, Creditors, Debt Load, Judgments, Late Payments, Magic Number, Payment History, Perfect Score, Prime Category, Revolving Debt, Score Type, Time Payments | Leave a comment