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Tag Archives: Payment History
Understanding Your Credit Score
Jeremy Zongker asked: When you apply for credit one of the first things almost all credit officers do is check your credit score. Although not all of those officers explained to us what a credit score is, we are all … Continue reading
Credit Scores – What Determines YOUR Score?
Karen Boies asked: I had the pleasure of meeting with a young professional woman this week who was interested in seeing if she would qualify for a mortgage, so she could invest in her own home. During our meeting she … Continue reading
Do Credit Inquires Hurt Your Credit Score?
Mike Clover asked: A credit inquiry is an item on your credit report that shows with permission a creditor requested your free credit score report.Not all credit inquiries affect your credit score:You may notice when you pull your credit report … Continue reading
Understanding Your Credit Score
Christina Costa asked: Everyone in America has their personal financial history archived, compiled, and rated by the three major credit bureaus. These bureaus are Experian, Trans Union, and Equifax.Lenders and creditors access these bureaus and your personal financial history for … Continue reading
Understanding The Credit Score Rating Scale
W. M. Blake asked: Anyone who has checked into their credit score has probably found the rating scale to be somewhat confusing. There are a bunch of numbers, each meaning something different. Understanding how this rating works will help you … Continue reading
Credit Score Under 500
Darin Sewell asked: How can I get a loan with a credit score under 500? Having a credit score under 500 means that you will not qualify for a conventional mortgage refinance, however you may qualify for a hard equity … Continue reading
What Is A Good Credit Score?
Tim Gorman asked: If you have ever gone shopping for a new car or made an attempt to purchase a new home then you are probably familiar with your credit score. Even if you haven’t made any type of purchase … Continue reading
Credit Report – How Your Credit Score is Determined
Charles Essmeier asked: Most consumers are aware that they have something known as a credit report that is used to determine whether or not they would qualify for a loan. Fewer are familiar with the FICO score, a creation of … Continue reading
Posted in Finance
Tagged Credit Applications, Credit Cards, Credit History, Credit Report, credit report how your credit score is determined, credit score, Credit Scores, Credit Worthiness, Debts, Fair Isaac And Co, Fico Credit Score, Insurance Companies, Nutshell, Payment History, Prospective Employers, Security Deposits, Trans Union
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Why Your Credit Score Matters and What You Can Do About It
Jon Arnold asked: If you are not watching over your credit score and how to systematically keep it as high as it should be, you are doing yourself a disservice, and as a matter of fact that act of neglect … Continue reading
Credit Score Basics
Frank Bruno asked: Times have changed. With the age of technology, everything has become impersonal, including the lending business. The Three C’s have been reduced to one: Credit Score. Your best chances of obtaining a loan, then, depend on your … Continue reading
Credit Repair Advice – How to Improve Your Credit Score
Sherry Frewerd asked: Our credit scores determine much about how we live our lives. We buy practically everything on credit. When applying for a loan, our good credit scores help us receive reasonable interest rates. In fact, from landlords, to … Continue reading