Tag Archives: Lenders

Is it possible to get a FICO score for free? (and how to repair your credit report)

conclips asked: Jean Chatzky is correct, you cannot get your FICO score–the score that is used by lenders–for free. However, if you want an approximation of that score, there are a few companies that will provide them for free. But … Continue reading

Posted in Howto | Tagged , , , , , , , , , , , , , , , | 4 Comments

What Is Considered An Average Credit Score?

Tim Gorman asked: Credit scoring is a very popular topic of conversation these days. Most people who have any sort of assets, i.e. house, nice car or a good job will know their credit score. But not everyone knows what … Continue reading

Posted in Finance | Tagged , , , , , , , , , , , , , | Leave a comment

What Credit Score Do You Need For an Auto Loan?

Ryan J. Taylor asked: Your credit score and your ability to get approved for an auto loan go hand in hand. The number that represents your credit rating may seems insignificant, but it is one of the most significant pieces … Continue reading

Posted in Finance | Tagged , , , , , , , , , , , , , | Leave a comment

Credit Score Basics

Frank Bruno asked: Times have changed. With the age of technology, everything has become impersonal, including the lending business. The Three C’s have been reduced to one: Credit Score. Your best chances of obtaining a loan, then, depend on your … Continue reading

Posted in Finance | Tagged , , , , , , , , , , , , , | Leave a comment

What matters more your credit score or the contents of your credit report?

asked: If I have a good credit score but still have unpaid collection accounts on my credit report will lenders expect me to pay those before they would give me a mortgage? Or if my credit score is high does … Continue reading

Posted in Other - Games & Recreation | Tagged , , , , | 2 Comments

Tips on Improving Your Credit Score

S. Michael Windsor asked: Improving your credit score is not something that can be done in a few days. Credit scores oftentimes require steady signs of improvement over a period of time in order to rise substantially. In this article … Continue reading

Posted in Finance | Tagged , , , , , , , , , , , , , | Leave a comment

How Much Credit Score is Needed to Get the Cheapest Car Loans?

Edward H. White asked: Be careful in selecting the loan offer!Excitement to buy the car will make you select a loan offer that is not worth getting. There are so many people who get the loans at a high rate … Continue reading

Posted in Finance | Tagged , , , , , , , , , , , , , | Leave a comment

Guide to the Credit Score Chart

Michael Gentleman asked: These days, economic times are tight. People all over the country are grappling with devastating foreclosures, and credit is often highly damaged for most people who never thought they would have a below average score in their … Continue reading

Posted in Finance | Tagged , , , , , , , , , , , , , | Leave a comment

Credit Score Facts

Michael Colucci asked: In the US, a credit score is a rating system that is used to measure the credit level of an individual. The score that a person has will be used to determine their credit worthiness. The credit … Continue reading

Posted in Finance | Tagged , , , , , , , , , , , , , | Leave a comment

How to Interpret Credit Score Ranges

Ann Richter asked: Your credit score ranges are an important asset, and it is vital that you treat them as such. Without careful attention, it is possible for your scores to drop to the point where it would be almost … Continue reading

Posted in Finance | Tagged , , , , , , , , , , , , , | Leave a comment

What is the Average US Credit Score?

Zach Ford asked: The credit score, also well known as a FICO score, is a statistical or numerical interpretation of the information portrayed through your credit file that basically provides a likely window to whether you would pay a loan … Continue reading

Posted in Finance | Tagged , , , , , , , , , , , , , | Leave a comment