Tag Archives: Late Payments

Explanation of the Credit FICO Good Score

Posted on March 28, 2011 by

Abigayle Drysdale asked: What’s a good credit score? That depends upon the reporting agency assessing your history. Some scores are lower than others, depending upon a person’s financial behavior. Some people find the need to increase their scores after a … Continue reading →

Posted in Finance | Tagged Bankruptcies, Checks, Credit Cards, Credit Counseling Service, Credit Equifax, credit score, Excellent Tools, Fico Score, Financial Behavior, Late Payments, Major Credit Reporting Agencies, Reporting Agency, Score Cards, Three Major Credit Reporting Agencies | Leave a comment

Credit Score Scale

Posted on March 5, 2011 by

Scott Paul asked: Do you know your credit score? How do you interpret your score and repair it if necessary? Credit scores are a big part of our financial stability and future. In order to secure the best future for … Continue reading →

Posted in Finance | Tagged Best Future, Car Loan, Credit Bureaus, Credit Credit Cards, Credit Inquiries, credit score, Financial Stability, High Interest Rates, Improving Your Credit, Late Payments, Length Of Time, Low Interest Rates, Poor Credit History, score scale | Leave a comment

Low Credit Score Credit Cards

Posted on February 18, 2011 by

Tom Tessin asked: Credit Score Low?When you have a very low credit score because of difficulty in paying on a loan or other credit cards it is difficult to get a new card. Sometimes because of lack of work or … Continue reading →

Posted in Finance | Tagged Banks, credit cards credit, Credit Debt, Economy, Hotels, Late Payments, Medical Condition, Money, Restaurants, Score Card, Score Cards, Secure Card, Secure Credit Card, Secured Card | Leave a comment

The Difference Between a Credit Report and a Credit Score

Posted on December 16, 2010 by

Jacqueline Harris asked: Credit ReportA credit report is the record of financial information of an individual or company taken place on credit in a financial year. The report contains all detailed information about credit borrowings, repayment, late payments, and any … Continue reading →

Posted in Finance | Tagged Credit Bureaus, Credit Report, Credit Reputation, credit score, Credit Worthiness, debt consolidation, Financial Institutions, Generation Capacity, Landlord, Late Payments, Lenders, Person Credit, Remedial Measures, Revenue Generation | Leave a comment

Understanding Your Credit Score

Posted on November 24, 2010 by

Christina Costa asked: Everyone in America has their personal financial history archived, compiled, and rated by the three major credit bureaus. These bureaus are Experian, Trans Union, and Equifax.Lenders and creditors access these bureaus and your personal financial history for … Continue reading →

Posted in Finance | Tagged auto loans, Collection Accounts, credit score, Credit Worthiness, Debt To Income Ratio, Equifax, Experian, Financial History, Late Payments, Payment History, Prime Credit, Revolving Debt, Three Major Credit Bureaus, Trans Union | Leave a comment

Highest Credit Score

Posted on November 17, 2010 by

Jennifer Quilter asked: The highest credit score you can have is 850, although some sources say the scale goes up to 900. Consumers at the high end of this are extremely rare, as are those at the low end of … Continue reading →

Posted in Finance | Tagged Cards, Consumers, Credit Checks, Credit Help, credit score, Financial History, Free Credit Report, History Help, insurance, Insurance Companies, Late Payments, Outstanding Debts, Purchasing, Rental Applications | Leave a comment

Credit Score Under 500

Posted on September 14, 2010 by

Darin Sewell asked: How can I get a loan with a credit score under 500? Having a credit score under 500 means that you will not qualify for a conventional mortgage refinance, however you may qualify for a hard equity … Continue reading →

Posted in Finance | Tagged Automobile Loans, Conventional Mortgage, credit score, Debts, High Risk, Home Loans, Late Payments, Loan Applicant, Loan Companies, Mortgage Payment, Payment History, Personal Credit, Secured Loans, Unsecured Credit Loans | Leave a comment

Using A Credit Score Calculator

Posted on September 6, 2010 by

Jack Harmon asked: If you want to buy a house and need to take out a bank loan, you will have to know your credit score to be able to accurately calculate how mush you will qualify for. You can … Continue reading →

Posted in Finance | Tagged Credit Calculator, Credit Cards, Credit Equifax, credit score, Credit Scores, Debts, Experian, Fair Isaac, Interest Rate, Late Payments, Rate Of Interest, Risk Model, Transunion, Variations | Leave a comment

Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report

Posted on August 29, 2010 by

Justin Smith asked: Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to be disputed (which will be explained below).The reasons for bad credit can be as follows, high balances, … Continue reading →

Posted in Finance | Tagged Bankruptcies, Bankruptcy, Credit Bureau, Credit Bureaus, Credit Card Balances, Credit Card Debt, Credit Rating, Credit Report, Home Mortgage, Late Payments, Mentality, Payment Habits, Repairing Credit, repairing your credit | Leave a comment

Bad Credit Repair – Easy Ways to Improve a Credit Report Score

Posted on August 14, 2010 by

Paul Sarwana asked: Many people find themselves trapped in bad credit due to various reasons, some due to misfortune while others suffer from this problem because of mismanagement of finances. No matter what may be the reason for bad credit, … Continue reading →

Posted in Finance | Tagged bad credit repair, Credit Bureaus, Credit History, Credit Rating, credit report score, Credit Reports, Experian, Intricate Detail, Late Payments, Misfortune, Mismanagement, No Doubt, Repayments, Typing Errors | Leave a comment

How To Rebuild Your Bad Credit Score

Posted on August 13, 2010 by

Jon Arnold asked: A lot of people have bad credit these days. Sometimes it is simply a matter of not taking their credit privileges seriously. Maybe your credit card issuer has provided you with the utmost in poor customer service, … Continue reading →

Posted in Finance | Tagged Boss, Car Loan Payments, Credit Bureaus, Credit Card Issuer, Credit History, Credit Privileges, Divorce, Last Laugh, Late Payments, Medical Expenses, Mortgage Loan, New Job, Poor Customer Service, Thousands Of Dollars | Leave a comment

Beacon Credit Score Explained

Posted on August 12, 2010 by

Jack Harmon asked: If you want to check your credit score so that you can buy a house of get a loan for a business, you will need to check with all o the three credit bureaus which are Experian, … Continue reading →

Posted in Finance | Tagged Address Enquiries, beacon credit score, Bill Payments, Changes Of Address, Credit Scores, Fico Credit Scoring, Fico Credit Scoring System, High Interest Rate, High Interest Rate Bank, Installments, Late Payments, Percentages, Three Credit Bureaus, Using Your Account | Leave a comment