Tag Archives: Interest Rate

700 Credit Score – Should I Raise It?

Josh Ramos asked: Although there are no universal guidelines as to what represents a very good credit score, a quick search of the Internet revealed that quite a few creditors consider a 700 credit score as “very good” to “excellent.” … Continue reading

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The Best Ways to Improve a Bad Credit Score Quickly

Bryan Burbank asked: Too much bad credit can make it very hard to get a loan on a car or even get a credit card. It is always good to improve your credit score and that way you can get … Continue reading

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How Credit Scores Impact Mortgage Applications:

ExpertRealEstateTips asked: How do credit scores impact mortgage applications? Credit scores measure debt and your ability to pay back loans Especially today, your credit score will determine your mortgage and interest rate. What credit score should you have and how … Continue reading

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600 Credit Score – Why it Pays to Raise It!

Josh Ramos asked: At one website, it states that persons with average credit scores of 500 to 600 will be able to get a “preferred loan” for a mortgage provided such persons make down payments. The site does not say … Continue reading

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Debt Consolidation Home Equity Loans – Reduce Debt and Improve Credit Score

Paul Sarwana asked: A home equity loan may be the solution to your looming debt problems. You can obtain an second mortgage loan, even if you have bad credit. With the loan you can consolidate all of your debt into … Continue reading

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credit score?

Maya asked: I have a credit score of 730 (experian). Planning to buy a new honda civic in 2007 Jan-Feb. Will I get an autoloan for the amount 15000 for 3 years at an interest rate below 8%.Richard

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What credit score do I realistically need to even qualify for a home loan?

Monique B asked: I am not talking about a great interest rate loan, but just baseline, what credit score do I need to qualify for a loan at all? Due to some student loan troubles over the last 12 months, … Continue reading

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How Much Credit Score is Needed to Get the Cheapest Car Loans?

Edward H. White asked: Be careful in selecting the loan offer!Excitement to buy the car will make you select a loan offer that is not worth getting. There are so many people who get the loans at a high rate … Continue reading

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How to Interpret Credit Score Ranges

Ann Richter asked: Your credit score ranges are an important asset, and it is vital that you treat them as such. Without careful attention, it is possible for your scores to drop to the point where it would be almost … Continue reading

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How To Improve Your Credit Score

Jon Arnold asked: As strange as it may sound, most consumers are not even aware of their credit score. Considering the numbers of financial areas of your life that are affected by your credit score, that number or rating should … Continue reading

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Credit Score Needed for Buying a Home in 2008

Brandon Cornett asked: Credit reports and scores are a popular topic among home buyers these days. In truth, this has always been an important topic for people buying a home, but it’s even more important today.After the subprime lending crisis … Continue reading

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What’s My Credit Score and How Do I Raise It?

ExpertRealEstateTips asked: Before you even think about buying a home, you should ask yourself two questions: “What’s my credit score?” and “How do I raise it?” Knowing your credit score will help you negotiate a good interest rate on your … Continue reading

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