Tag Archives: Interest Rate

How and Why to Raise Your Credit Score

Posted on February 19, 2011 by

Jon Arnold asked: If your credit rating isn’t where it should be, the question you need to ask is, “How can I raise my credit score?” Buying a car and it’s insurance rate, acceptance on home loans, a decent interest … Continue reading →

Posted in Finance | Tagged Car Insurance, Credit Cards, Credit Rating, Credit Report, Credit Scores, Credits Cards, Debts, Equifax, Good Job, Home Loans, inquiries, Interest Rate, Opening A Bank Account, Time Payment | Leave a comment

Credit Cards And Your Credit Score

Posted on February 1, 2011 by

Michael Strauss asked: Your credit score and credit card use are closely intertwined, with both effecting each other profoundly. The way you use your card can affect your credit rating for good or for ill, depending on how responsibly you … Continue reading →

Posted in Finance | Tagged Acceptance Criteria, Attractive Features, Balance Transfer, Best Buy, credit card, Credit Cards, credit score, Credit Scores, Current, Free Shopping, Interest Rate, Mid Range, Population, Score Card | Leave a comment

The Credit Score Rating Scale

Posted on January 5, 2011 by

Mike Ziegler asked: It’s a beautiful sunny Saturday, and you and your loved one are out driving with your realtor. She shows you a house; you immediately fall in love. But in the back of your mind, you worry. Will … Continue reading →

Posted in Finance | Tagged Credence, Credit Applications, Credit History, Credit Loans, Debt Burden, Debts, Fears, High Priority, Interest Rate, Numeric, Realtor, Score Card, Sunny Saturday, what is a good credit score | Leave a comment

Will Inquiries Lower Your Credit Score?

Posted on November 24, 2010 by

Scott Brown asked: What are inquiries?When you apply for credit the creditor or lender checks your credit report to verify that you qualify for the credit or loan you are applying for. The “inquiry” is then reported to the credit … Continue reading →

Posted in Finance | Tagged Checks, Common Misconception, Credit Bureau, Credit Bureaus, Credit Rating, Credit Report, credit score, Creditor, inquiries, Interest Rate, Salesperson, Shopping | Leave a comment

Understanding The Credit Score Rating Scale

Posted on November 10, 2010 by

W. M. Blake asked: Anyone who has checked into their credit score has probably found the rating scale to be somewhat confusing. There are a bunch of numbers, each meaning something different. Understanding how this rating works will help you … Continue reading →

Posted in Finance | Tagged Advice, Best Route, Build Credit, credit card, credit score, Financial Situation, High Interest Rates, Improve Credit, Interest Rate, Meaning Something, Pay Bills, Payment History, Rate Credit Cards, Rate Of Interest | Leave a comment

Credit Score?

Posted on September 30, 2010 by

yanks006 asked: I just financed a new car. My mid credit score was a 627. Will my credit score go up or down from taking on this loan? By the way I’m 18 months out of Chapter 7 bankruptcy. (Discharged) … Continue reading →

Posted in Credit | Tagged Car Credit, Chapter 7 Bankruptcy, credit score, Interest Rate, New Car, Wachovia | 11 Comments

Exactly What Does Your Credit Score Mean?

Posted on September 15, 2010 by

Thomas Eliot asked: One response to the question — “What does your credit score mean?” — is that it is a score which attempts to show how responsible a person has been in handling their credit matters. The credit score … Continue reading →

Posted in Finance | Tagged Basic Questions, Credit Application, Credit Reporting Agency, Credit Scores, Evaluation System, Fair Isaac, Interest Rate, Interest Rates, Lenders, Mortgage, Mortgages, Paying Attention, Risk Model, System Scores | Leave a comment

Using A Credit Score Calculator

Posted on September 6, 2010 by

Jack Harmon asked: If you want to buy a house and need to take out a bank loan, you will have to know your credit score to be able to accurately calculate how mush you will qualify for. You can … Continue reading →

Posted in Finance | Tagged Credit Calculator, Credit Cards, Credit Equifax, credit score, Credit Scores, Debts, Experian, Fair Isaac, Interest Rate, Late Payments, Rate Of Interest, Risk Model, Transunion, Variations | Leave a comment

Credit Score Improving? Trade Up to a Low Interest Rate Credit Card

Posted on July 22, 2010 by

Aubrey Clark asked: Many people spend time working to improve their credit score but they do not take the time to look for low interest rate credit cards once they achieve a better rating. However, not doing so could be … Continue reading →

Posted in Finance | Tagged Act, Common Misconception, Costly Mistake, credit score, Interest Rate, Lenders, low interest rate credit card, Low Interest Rate Credit Cards, Number Changes, Quotes, Rate Credit Card, Rate People, Reward Program, Wallet | Leave a comment

Improve Your Credit Using Credit Cards

Posted on July 4, 2010 by

Wayne Meyers asked: If you have bad credit or no credit or even a bankruptcy, you can improve your credit score.First, you should get copies of your credit report. The three major bureaus are: Trans Union http://www.transunion.com/, Experian http://www.experian.com/ and … Continue reading →

Posted in Finance | Tagged Bankruptcy Credit, Credit Card Balances, Easiest Thing, Equifax, Experian, Improving Your Credit, Interest Rate, secured credit card, Shred, Three Major Bureaus, Trans Union, Transunion, using credit cards, Will Take Some Time | Leave a comment

How To Raise Your Credit Score

Posted on June 16, 2010 by

Steven Gillman asked: Is it really that important to raise your credit score? Maybe. Lenders have “break points” between scores that get you one interest rate or another. Suppose you have a score of 688, and the lender drops the … Continue reading →

Posted in Finance | Tagged Borrow Money, Check Credit Reports, Credit Cards, Credit Reporting Agency, Creditor, Delinquencies, Excessive Debt, How To Raise Your Credit Score, inquiries, Interest Rate, Late Payments, Lenders, Mortgage Rate, Thirty Days | Leave a comment

Improving Your Credit Score – FirstAmericanTV.com

Posted on May 19, 2010 by

firstamericantv asked: Trying to increase your credit score? I got some quick tips coming up next.Hey, this is Joseph Yomtoubian and you are watching FirstAmericanTv.com. Having a good credit score will not only make it easier to get loans but … Continue reading →

Posted in Howto | Tagged 4 Months, Control, credit card, Credit Cards, Establish Credit, Improving Your Credit, Improving Your Credit Score, improving your credit score firstamericantv com, Interest Rate, Lavish Gifts, loans, Real Estate News | Leave a comment