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Tag Archives: Delinquencies
New FICO 08 Credit Score Changes
John Dow asked: There is a new FICO credit scoring system called FICO-08 that was designed to better serve the credit industry. The two major changes are about small inconsequential infractions and people who piggyback onto others good credit history. … Continue reading
Posted in Finance
Tagged Credit Equifax, Credit Scoring System, Delinquencies, Exact Methods, Experian, Fair Isaac Corporation, Fico Credit Scores, Fico Credit Scoring, Fico Credit Scoring System, Lapse Of Memory, Lending Institutions, Major Credit Bureaus, Score Changes, Three Major Credit Bureaus
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How To Raise Your Credit Score
Steven Gillman asked: Is it really that important to raise your credit score? Maybe. Lenders have “break points” between scores that get you one interest rate or another. Suppose you have a score of 688, and the lender drops the … Continue reading
Improve Credit Scores – Ask the Bank to Write One Off
Claire Hendley asked: Did you know that there is an easy way to improve your credit score 20 to 50 points by just writing a letter?If you are a good credit risk, but have made one or two mistakes over … Continue reading