Tag Archives: Debts

How and Why to Raise Your Credit Score

Posted on February 19, 2011 by

Jon Arnold asked: If your credit rating isn’t where it should be, the question you need to ask is, “How can I raise my credit score?” Buying a car and it’s insurance rate, acceptance on home loans, a decent interest … Continue reading →

Posted in Finance | Tagged Car Insurance, Credit Cards, Credit Rating, Credit Report, Credit Scores, Credits Cards, Debts, Equifax, Good Job, Home Loans, inquiries, Interest Rate, Opening A Bank Account, Time Payment | Leave a comment

The Credit Score Rating Scale

Posted on January 5, 2011 by

Mike Ziegler asked: It’s a beautiful sunny Saturday, and you and your loved one are out driving with your realtor. She shows you a house; you immediately fall in love. But in the back of your mind, you worry. Will … Continue reading →

Posted in Finance | Tagged Credence, Credit Applications, Credit History, Credit Loans, Debt Burden, Debts, Fears, High Priority, Interest Rate, Numeric, Realtor, Score Card, Sunny Saturday, what is a good credit score | Leave a comment

Answering Your Common Credit Score Questions

Posted on November 4, 2010 by

Mike Selvon asked: There is a set of numbers that rules your life. It is with you no matter what you do and where you go. Credit scores seem to be involved in every aspect of our lives. Good scores … Continue reading →

Posted in Finance | Tagged Automobile, Build Your Credit, confusion, Credit Cards, credit score, Credit Scores, Crops, Debts, Economy, High Risk Credit Card, Institutions, Job, New Car, Risk Credit | Leave a comment

A Simple Credit Score Explanation and How to Start Improving Your Financial Life

Posted on October 7, 2010 by

Josh Ramos asked: Do you remember back in school when used to receive a letter grade as an evaluation of your work?

Posted in Finance | Tagged 10 Years, credit card, Credit History, Credit Report, credit score explanation, Debts, improving your financial life, inquiries, Interest Rates, Plays, Risk, Several Factors, Significant Impact, truth | Leave a comment

Credit Score Under 500

Posted on September 14, 2010 by

Darin Sewell asked: How can I get a loan with a credit score under 500? Having a credit score under 500 means that you will not qualify for a conventional mortgage refinance, however you may qualify for a hard equity … Continue reading →

Posted in Finance | Tagged Automobile Loans, Conventional Mortgage, credit score, Debts, High Risk, Home Loans, Late Payments, Loan Applicant, Loan Companies, Mortgage Payment, Payment History, Personal Credit, Secured Loans, Unsecured Credit Loans | Leave a comment

Using A Credit Score Calculator

Posted on September 6, 2010 by

Jack Harmon asked: If you want to buy a house and need to take out a bank loan, you will have to know your credit score to be able to accurately calculate how mush you will qualify for. You can … Continue reading →

Posted in Finance | Tagged Credit Calculator, Credit Cards, Credit Equifax, credit score, Credit Scores, Debts, Experian, Fair Isaac, Interest Rate, Late Payments, Rate Of Interest, Risk Model, Transunion, Variations | Leave a comment

Credit Score?

Posted on August 25, 2010 by

citrusurprise asked: Does having cash available in checking/savings effect my credit score? Or is it better to take that cash and pay any debts?Dean

Posted in Credit | Tagged Checking Savings, credit score, Debts | 5 Comments

Improve Credit Rating – Ways to Improve Your Credit Score

Posted on August 19, 2010 by

Frank L Froggatt asked: There are millions of people in the U.S. today struggling to get by with lousy credit. If you are one of them, and have been looking for ways to improve your score, the following information could … Continue reading →

Posted in Finance | Tagged Beacon Scores, Charge Card, Credit Cards, Credit Rating, Creditor, Debts, Free Credit Report, Home Loan, Improve Credit, inquiries, Money, Opportunity, Overdue Balance, ways to improve your credit score | Leave a comment

5 Steps to Improving Your Credit Score

Posted on August 6, 2010 by

Freddie Stewart asked: Whether or not lending or financial institution will give you a loan or credit depends on your credit score. Your credit score is based on how you pay off your previous and existing loans. It gives lender … Continue reading →

Posted in Finance | Tagged 3 Credit Bureaus Equifax, Correct Entries, Credit Bureau, Credit Bureaus, Creditors, Debts, Different Reports, Equifax, Financial Decisions, Financial Institution, Improving Your Credit, Improving Your Credit Score, Score Changes, True Reflection | Leave a comment

Credit Score Rating

Posted on July 29, 2010 by

Santhana Chann asked: People who have a bad credit often find it difficult to obtain a loan to supplement his needs. As bad credit is not desired by any company or individual to issue the loans, these people often tend … Continue reading →

Posted in Finance | Tagged Bad Credit, Credit History, Credit Rating, Credit Report, credit score, Debts, Edge Of The Road, History People, Improve Credit, loans, Negative Entries, People Rating, Rating People, Unused Credit | Leave a comment

What Does Your Credit Score Mean?

Posted on July 19, 2010 by

Mike Singh asked: You may find yourself asking what does your credit score mean exactly? This is a valid question, many people ask themselves what does a credit rating mean. It is a score that determines how responsible you have … Continue reading →

Posted in Finance | Tagged Address, Amount Of Time, credit card, Credit Cards, Credit Rating, credit score, Creditors, Debts, High Interest Rates, Paying On Time, Valid Question | Leave a comment

Credit Report – How Your Credit Score is Determined

Posted on May 19, 2010 by

Charles Essmeier asked: Most consumers are aware that they have something known as a credit report that is used to determine whether or not they would qualify for a loan. Fewer are familiar with the FICO score, a creation of … Continue reading →

Posted in Finance | Tagged Credit Applications, Credit Cards, Credit History, Credit Report, credit report how your credit score is determined, credit score, Credit Scores, Credit Worthiness, Debts, Fair Isaac And Co, Fico Credit Score, Insurance Companies, Nutshell, Payment History, Prospective Employers, Security Deposits, Trans Union | Leave a comment