Tag Archives: Creditor

Credit Scores – What Determines YOUR Score?

Karen Boies asked: I had the pleasure of meeting with a young professional woman this week who was interested in seeing if she would qualify for a mortgage, so she could invest in her own home. During our meeting she … Continue reading

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Do Credit Inquires Hurt Your Credit Score?

Mike Clover asked: A credit inquiry is an item on your credit report that shows with permission a creditor requested your free credit score report.Not all credit inquiries affect your credit score:You may notice when you pull your credit report … Continue reading

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Will Inquiries Lower Your Credit Score?

Scott Brown asked: What are inquiries?When you apply for credit the creditor or lender checks your credit report to verify that you qualify for the credit or loan you are applying for. The “inquiry” is then reported to the credit … Continue reading

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Can Debt Settlement Affect Your Credit Score?

Marie Megge asked: Perhaps you’re unable to sleep at night, or you’ve got a sick feeling in the pit of your stomach – all because of accumulated debt, interest and late fees owed to your creditors. If this is indeed … Continue reading

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Improve Credit Rating – Ways to Improve Your Credit Score

Frank L Froggatt asked: There are millions of people in the U.S. today struggling to get by with lousy credit. If you are one of them, and have been looking for ways to improve your score, the following information could … Continue reading

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Five Fastest Ways To Improve Your Credit Score

levselector asked: Start with getting your 3 credit reports and 3 FICO scores from www.myfico.com. Once you received and analyzed the information – follow these 5 steps (1) Late records. Call your lenders and ask them to remove the late … Continue reading

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Increase Your Credit Score in 30 Days – Three Tips to Increase Your Credit Score Fast

Darin Sewell asked: When you borrow money from a lending institution to purchase an item or finance a project you are charged an interest rate. The interest rate you receive is a direct reflection of your credit score and credit … Continue reading

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How To Raise Your Credit Score

Steven Gillman asked: Is it really that important to raise your credit score? Maybe. Lenders have “break points” between scores that get you one interest rate or another. Suppose you have a score of 688, and the lender drops the … Continue reading

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How Do I Improve My Credit Score After Bankruptcy?

S. Michael Windsor asked: There are, In essence, two ways a person can file for bankruptcy and those two ways consist of getting rid of all the debt completely or paying some of it back. Chapter 7 bankruptcy is where … Continue reading

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Factors That Raise Credit Score Fast

Jack Harmon asked: So you need to raise your credit score fast? Well credit scores are a very complicated mathematical formula, but if you understand how they are calculated and the factors that affect your score you stand a much … Continue reading

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Credit Repair Advice – How to Improve Your Credit Score

Sherry Frewerd asked: Our credit scores determine much about how we live our lives. We buy practically everything on credit. When applying for a loan, our good credit scores help us receive reasonable interest rates. In fact, from landlords, to … Continue reading

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Will Debt Settlement Affect My Credit Score?

Marie Megge asked: It seems as though individuals and families seeking some form of debt relief are seeing a significant amount of information regarding credit card debt settlement. Obviously, this form of debt relief (like all others) has some critics, … Continue reading

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