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Tag Archives: Credit Reports
Fix Your Credit Score – The Two Options
Steven Anna asked: When it’s time to fix your credit score, there are two options: you can spend the time to learn the requisite aspects of the credit reporting business, or you can utilize a professional credit repair service. There … Continue reading
Credit Score Ranges
Jennifer Quilter asked: There are countless articles out there that will all tell you different things about what the credit score ranges actually are. This is because every institution decides for itself what these numbers mean to them. That doesn’t … Continue reading
Divorce and Your Credit Score
unioncreditdr asked: A divorce could impact your credit for years to come. It is important to protect your credit during and after divorce. For example, if a husband and wife have joint MasterCard and Visa accounts and the divorce settlement … Continue reading
700 Credit Score – Should I Raise It?
Josh Ramos asked: Although there are no universal guidelines as to what represents a very good credit score, a quick search of the Internet revealed that quite a few creditors consider a 700 credit score as “very good” to “excellent.” … Continue reading
Posted in Finance
Tagged 700 credit score should i raise it, Consumers, Credit Decisions, Credit Offerings, Credit Reports, credit score, Creditworthiness, Fair Isaac Corporation, Fico Scores, Home Mortgage, Instant Credit, Interest Rate, Thousands Of Dollars, Three Main Credit Bureaus, Universal Guidelines
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600 Credit Score – Why it Pays to Raise It!
Josh Ramos asked: At one website, it states that persons with average credit scores of 500 to 600 will be able to get a “preferred loan” for a mortgage provided such persons make down payments. The site does not say … Continue reading
Credit Score Basics
Frank Bruno asked: Times have changed. With the age of technology, everything has become impersonal, including the lending business. The Three C’s have been reduced to one: Credit Score. Your best chances of obtaining a loan, then, depend on your … Continue reading
While settling credit card debt for less than amount owed, how else can I improve my credit score?
sehasara asked: My credit reports tell me I can improve my score by paying down my debt (which is happening slowly) but give little other advice. Also, my credit reports state that some of the debt will drop off in … Continue reading
Posted in Credit
Tagged Advice, Credit Card Debt, Credit Debt, Credit Reports, credit score, Improve Credit, settling credit card debt
6 Comments
Will paying off the only three inquiries on my credit improve my score?
festy1986 asked: No one seemed to understand the question I asked earlier so Im going to ask it differntly. I only have three bad debits on my credit reports and it’s as follows. Hi, I just checked my credit score, … Continue reading
Posted in Credit
Tagged Bad Credit, Credit Reports, credit score, Debits, inquiries, Medical Collection, Score Ranges, Verizon
4 Comments
How to Improve Your Credit Score Overnight
Bryan Steakley asked: It is almost always possible, regardless of your current financial situation, to take certain steps to improve your credit score. In this article I’ll cover a simple three step formula for raising your credit score.The first step … Continue reading
Is it possible to get a FICO score for free? (and how to repair your credit report)
conclips asked: Jean Chatzky is correct, you cannot get your FICO score–the score that is used by lenders–for free. However, if you want an approximation of that score, there are a few companies that will provide them for free. But … Continue reading →