Tag Archives: Credit Reporting Agencies

Raising My Credit Score – 5 Ways

Posted on March 17, 2011 by

Jed C. Jones Ph.D. asked: Your credit score follows you wherever you go: when you move, when you change jobs, and when you apply for a new credit card or get a new loan.The big three credit reporting agencies are … Continue reading →

Posted in Finance | Tagged Credit Cards, Credit History, Credit Loans, Credit Reporting Agencies, Credit Reporting Services, Dollars Each Year, Equifax, Erroneous Charges, Glitches, Mailing Address, Passport, Poor Credit Score, ways to improve your credit score, ways to raise your credit score | Leave a comment

Your Credit Score Explained

Posted on March 11, 2011 by

Jo Jude asked: How your credit score is calculatedCredit score information allows lenders to gauge a credit applicant to see if he or she is worth the risk of availing credit. After all, credit institutions are a business and need … Continue reading →

Posted in Finance | Tagged Business Practice, Credit Applicant, Credit Application, Credit Information, Credit Institutions, Credit Report, Credit Reporting Agencies, credit score, Gauge, Investments, Lenders, Money Resources, Six Months, Worth The Risk | Leave a comment

Credit Scores – What Determines YOUR Score?

Posted on February 27, 2011 by

Karen Boies asked: I had the pleasure of meeting with a young professional woman this week who was interested in seeing if she would qualify for a mortgage, so she could invest in her own home. During our meeting she … Continue reading →

Posted in Finance | Tagged Credit Equifax, Credit History, Credit Reporting Agencies, Credit Scores, Creditor, Creditors, Equifax, Excellent Credit Score, Financial Health, Improving Your Credit, Many Different Ways, Notations, Payment Arrangement, Payment History | Leave a comment

Raising Credit Score – 3 Ways to Improve Credit Score Fast

Posted on August 27, 2010 by

Paul Sarwana asked: Many people often wonder how they can raise their credit score. It is actually easier than most people think. There are many different steps you can take for improving your overall credit rating. Here are three essential … Continue reading →

Posted in Finance | Tagged Credit Card Balance, Credit Equifax, Credit Rating, Credit Report, Credit Reporting Agencies, Credit Reports, Due Date, Equifax, Experian, Ladder, Open Loans, Score Improvement, Three Major Credit Bureaus, ways to improve credit score | Leave a comment

Credit Score

Posted on May 28, 2010 by

ccsamoneymentors asked: Do you know your credit score? According to a recent poll, 80 percent of people dont. Peter Exner of Credit Counseling Services of Alberta says there are two main credit reporting agencies in Canada where you can find … Continue reading →

Posted in Education | Tagged Agencies In Canada, Credit Counseling Services, Credit Reporting Agencies, Credit Reporting Agencies In Canada, credit score, Credit Scores, Peter Exner, Recent Poll | Leave a comment

Adding Tradelines And Other Ways To Improve Your Credit Report

Posted on May 5, 2010 by

Liz Roberts asked: For many people, a credit report is something akin to a mystery novel. It’s a little hard to understand, and you never know how it’s going to turn out if you don’t read the whole thing. But … Continue reading →

Posted in Finance | Tagged 3 Credit Reporting Agencies, 3 Credit Reporting Agencies Equifax, adding tradelines and other ways to improve your credit report, Atlanta Georgia, Credit Equifax, Credit Report, credit report score, Credit Reporting Agencies, credit score, Credit Worthiness, Equifax, Financial Transactions, How To Improve Your Credit Report, Judgments, Late Payments, Nationwide Credit | Leave a comment

Factors That Raise Credit Score Fast

Posted on February 11, 2010 by

Jack Harmon asked: So you need to raise your credit score fast? Well credit scores are a very complicated mathematical formula, but if you understand how they are calculated and the factors that affect your score you stand a much … Continue reading →

Posted in Finance | Tagged 1000s, Better Chance, Contact, Credit Card Debt, Credit Report, Credit Reporting Agencies, credit score, Credit Scores, Creditor, Creditors, Equifax, Experian, Regional Areas, Transunion | Leave a comment

Credit Score Basics

Posted on January 1, 2010 by

Frank Bruno asked: Times have changed. With the age of technology, everything has become impersonal, including the lending business. The Three C’s have been reduced to one: Credit Score. Your best chances of obtaining a loan, then, depend on your … Continue reading →

Posted in Finance | Tagged Common Denominator, Credit Bureaus, Credit Report, Credit Reporting Agencies, Credit Reports, credit score, Creditworthiness, Different Ways, Experian, Lenders, Major Credit Reporting Agencies, Mortgage Companies, Open Accounts, Payment History | Leave a comment

Credit Repair Advice – How to Improve Your Credit Score

Posted on November 23, 2009 by

Sherry Frewerd asked: Our credit scores determine much about how we live our lives. We buy practically everything on credit. When applying for a loan, our good credit scores help us receive reasonable interest rates. In fact, from landlords, to … Continue reading →

Posted in Finance | Tagged Accurate Credit, Credit Debt, Credit History, Credit Reporting Agencies, Creditor, Equifax, Experian, Financial Health, Good Credit Scores, Insurance Companies, Low Interest Rates, Major Credit Bureaus, Payment History, Repair Steps | Leave a comment

Tips to Improve Your Credit Score

Posted on September 27, 2009 by

Jon Arnold asked: The whole existence of your financial life is based completely on your credit score and credit history. If you have a significantly low score then you will end up having major problems receiving any type of credit. … Continue reading →

Posted in Finance | Tagged apartment, Clerical Error, Credit History, Credit Report, Credit Reporting Agencies, Credit Reports, credit score, Failure, Financial Associations, First Signs, Human Error, Job, Pay Bills, Renting A Home | Leave a comment

Understanding Your Credit Score

Posted on September 21, 2009 by

Wade Robins asked: You might be surprised to learn exactly what your credit score reveals about you, and how much influence it will have with lenders who are deciding whether to give you the money to buy a home or … Continue reading →

Posted in Finance | Tagged Credit Card Interest, Credit Numbers, Credit Reporting Agencies, credit score, Equifax, Fair Isaacs, Favorable Interest Rate, Insurance Companies, Loan Insurance, Mail, Major Credit Reporting Agencies, Three Credit Reporting Agencies, Three Major Credit Reporting Agencies, Transunion | Leave a comment

How To Quickly And Immediately Improve Your Credit

Posted on June 15, 2009 by

David Maillie asked: Many people have and suffer from bad or marginal credit. This does not mean they are a bad person as bad credit can happen as a result of a sudden unplanned illness or emergency, a job layoff, … Continue reading →

Posted in Finance | Tagged Credit Report, Credit Reporting Agencies, credit score, Equifax, Exact Extent, Finance Manager, Layoff, Loan Department, Loan Manager, Major Credit Bureaus, Marginal Credit, Paycheck, Three Major Credit Bureaus, Transunion | Leave a comment