Tag Archives: Credit Report

How to get your credit score and report

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Understanding Your Credit Score

Jeremy Zongker asked: When you apply for credit one of the first things almost all credit officers do is check your credit score. Although not all of those officers explained to us what a credit score is, we are all … Continue reading

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Your Credit Score Explained

Jo Jude asked: How your credit score is calculatedCredit score information allows lenders to gauge a credit applicant to see if he or she is worth the risk of availing credit. After all, credit institutions are a business and need … Continue reading

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Do Inquiries Hurt My Credit Score?

Robert S Holland asked: Lenders check your credit when you apply for credit. If you are looking to buy furniture on credit, buy a new car, get a mortgage on a new home, your credit is reviewed. When the lender … Continue reading

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Credit Score vs Credit Report

Chris Yarbrough asked: Free Credit Reports are Your Right!You’ve seen the ads: Get your free credit report here! The hard sell seems excessive since the report is free, right? Read the fine print. The Free Credit Report companies require a … Continue reading

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The Average FICO Credit Score Is 692, What’s Yours?

Zach Ford asked: When banks, lenders, and credit card companies want to measure the risk posed by potential clients, they turn to the FICO scoring system. Your FICO score allows these companies to see exactly how good of a job … Continue reading

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Credit Score Rankings

Jennifer Quilter asked: Credit score rankings are the foundation of understanding what your rating means, which is really the foundation of all your financial endeavors. Whenever you go to apply for an apartment, a loan, and even a job, people … Continue reading

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Why A Credit Score Is Important

Chris Wight asked: There is almost no company now who does not look at your credit score when deciding whether to approve your application for credit. When you apply for credit online, typically the only criteria is a certain credit … Continue reading

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Tricks to Remove Credit Report Collection

Natalie J. Johnson asked: Uncertain future could play its role anytime. Your positive credit worthiness could shape into worst without any prior warnings. Financial report collection is one of the worst things one can ever imagine within the surroundings of … Continue reading

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The Difference Between a Credit Report and a Credit Score

Jacqueline Harris asked: Credit ReportA credit report is the record of financial information of an individual or company taken place on credit in a financial year. The report contains all detailed information about credit borrowings, repayment, late payments, and any … Continue reading

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How to Improve Your Credit Score

unioncreditdr asked: There’s no guaranteed way to raise your credit score quickly, but here are some things you can do to help boost your score: 1) Dispute any mistakes you find in your credit report 2) Pay down credit card … Continue reading

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