-
Archives
- March 2012
- February 2012
- January 2012
- December 2011
- November 2011
- October 2011
- September 2011
- August 2011
- July 2011
- June 2011
- May 2011
- April 2011
- March 2011
- February 2011
- January 2011
- December 2010
- November 2010
- October 2010
- September 2010
- August 2010
- July 2010
- June 2010
- May 2010
- April 2010
- March 2010
- February 2010
- January 2010
- December 2009
- November 2009
- October 2009
- September 2009
- August 2009
- July 2009
- June 2009
- May 2009
- April 2009
- March 2009
- February 2009
- January 2009
-
Sites
-
Meta
Tag Archives: Credit Rating
Improve Credit Score – Some Helpful Tips
Jeff Schuman asked: You can spend years reliably and responsibly paying all your bills on time and building up an excellent credit score. But unfortunately unexpected things like medical bills or divorce can happen which can impact your score.Here are … Continue reading →
Logistic distribution maps credit score to probability of default (PD)
bionicturtledotcom asked: The logistic function can be used to transform a credit score into a probability of default (PD). The advantages of the logistic are (i) it easy to calculate and (ii) as a cumulative distribution function (CDF) the output … Continue reading →
How and Why to Raise Your Credit Score
Jon Arnold asked: If your credit rating isn’t where it should be, the question you need to ask is, “How can I raise my credit score?” Buying a car and it’s insurance rate, acceptance on home loans, a decent interest … Continue reading →
Posted in Finance
|
Tagged Car Insurance, Credit Cards, Credit Rating, Credit Report, Credit Scores, Credits Cards, Debts, Equifax, Good Job, Home Loans, inquiries, Interest Rate, Opening A Bank Account, Time Payment
|
Leave a comment
Excellent Credit Score – An Impossible Dream?
Sammy Holderman asked: The threat of future unemployment has many people striving to greatly reduce their debt or even to not go into debt at all. Gone are the days of “plastic power”. So many people had their interest rates … Continue reading →
Will Inquiries Lower Your Credit Score?
Scott Brown asked: What are inquiries?When you apply for credit the creditor or lender checks your credit report to verify that you qualify for the credit or loan you are applying for. The “inquiry” is then reported to the credit … Continue reading →
Posted in Finance
|
Tagged Checks, Common Misconception, Credit Bureau, Credit Bureaus, Credit Rating, Credit Report, credit score, Creditor, inquiries, Interest Rate, Salesperson, Shopping
|
Leave a comment
Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report
Justin Smith asked: Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to be disputed (which will be explained below).The reasons for bad credit can be as follows, high balances, … Continue reading →
Raising Credit Score – 3 Ways to Improve Credit Score Fast
Paul Sarwana asked: Many people often wonder how they can raise their credit score. It is actually easier than most people think. There are many different steps you can take for improving your overall credit rating. Here are three essential … Continue reading →
Improve Credit Rating – Ways to Improve Your Credit Score
Frank L Froggatt asked: There are millions of people in the U.S. today struggling to get by with lousy credit. If you are one of them, and have been looking for ways to improve your score, the following information could … Continue reading →
Bad Credit Repair – Easy Ways to Improve a Credit Report Score
Paul Sarwana asked: Many people find themselves trapped in bad credit due to various reasons, some due to misfortune while others suffer from this problem because of mismanagement of finances. No matter what may be the reason for bad credit, … Continue reading →
Credit Score Rating
Santhana Chann asked: People who have a bad credit often find it difficult to obtain a loan to supplement his needs. As bad credit is not desired by any company or individual to issue the loans, these people often tend … Continue reading →
Posted in Finance
|
Tagged Bad Credit, Credit History, Credit Rating, Credit Report, credit score, Debts, Edge Of The Road, History People, Improve Credit, loans, Negative Entries, People Rating, Rating People, Unused Credit
|
Leave a comment
What Does Your Credit Score Mean?
Mike Singh asked: You may find yourself asking what does your credit score mean exactly? This is a valid question, many people ask themselves what does a credit rating mean. It is a score that determines how responsible you have … Continue reading →
Posted in Finance
|
Tagged Address, Amount Of Time, credit card, Credit Cards, Credit Rating, credit score, Creditors, Debts, High Interest Rates, Paying On Time, Valid Question
|
Leave a comment
How to Improve Your Credit Score
Laura Evert asked: Have you wanted to buy a house or a car but you have a low credit score? You can fix that by checking your annual credit report to see if all information is accurate. However, if you … Continue reading →
Posted in Finance
|
Tagged Annual Credit Report, Borrowers, Break Point, Credit Rating, Credit Report Companies, Fixed Rate Mortgage, how to improve your credit score, Interest Charges, Lenders, Percentage Point, Thousands Of Dollars, Three Digit Number, Tiers, Year Fixed Rate Mortgage
|
Leave a comment