Tag Archives: Credit Debt

While settling credit card debt for less than amount owed, how else can I improve my credit score?

sehasara asked: My credit reports tell me I can improve my score by paying down my debt (which is happening slowly) but give little other advice. Also, my credit reports state that some of the debt will drop off in … Continue reading

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Credit Repair Advice – How to Improve Your Credit Score

Sherry Frewerd asked: Our credit scores determine much about how we live our lives. We buy practically everything on credit. When applying for a loan, our good credit scores help us receive reasonable interest rates. In fact, from landlords, to … Continue reading

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Will Debt Settlement Affect My Credit Score?

Marie Megge asked: It seems as though individuals and families seeking some form of debt relief are seeing a significant amount of information regarding credit card debt settlement. Obviously, this form of debt relief (like all others) has some critics, … Continue reading

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What is the best way to improve credit score if I have no credit?

s1sm00n asked: I am debt free and have been since my bankruptcy over 12 years ago. I recently looked into getting a mortgage, but was told I can’t get one because my credit score is too low. I went on … Continue reading

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How soon will my credit score improve after my debt is paid off?

meowcat asked: I am selling my house (it was an investment property that I am flipping) and using the proceeds to pay off credit card debt that I have incurred while redoing the home. After the house is sold all … Continue reading

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How Does Credit Card Debt Affect My Credit Score?

Laurence H. Michelson asked: If you have looked for information about credit report repair or debt relief, you have probably heard that credit card debt has a negative effect on your credit score. Just about everyone that has problems with … Continue reading

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Credit score?

hunni10 asked: Ok a simple question i guess. I am $7000 in credit card debt all accumualated with in the past year. One of the cards was closed because I was missing payment and it was over the limit. I … Continue reading

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If using consulting service to improve credit score and eliminate debt, when should I buy a car?

mrsmoultrey asked: I am currently without a car and am now using a consulting service to improve my credit score as well as eliminate my debt and I would like to know when should I buy a car? Should i … Continue reading

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How To Increase Your Credit Score Quickly And Easily

Tim Gorman asked: If you have been refused loans or credit recently and think you may have a low rating, then you may be wondering how to increase your credit score. The credit report companies use a variety of methods … Continue reading

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Best way to pay off credit cards to improve credit score?

peersignal asked: As a college student, I’ve racked up some credit card debt. I have never missed a payment, and have always paid at least $5-10 over the minimum amount. My grandfather recently passed away and he left me quite … Continue reading

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