Tag Archives: Credit Bureaus

8 Secrets To A 680 Credit Score!

paynemdp asked: 8 proven secrets guide you to a 680 credit score, while steering you away from common tricks used by debt collectors, credit bureaus & credit “repair” companies. Get this free CD now.Loretta

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Is it possible to get a FICO score for free? (and how to repair your credit report)

conclips asked: Jean Chatzky is correct, you cannot get your FICO score–the score that is used by lenders–for free. However, if you want an approximation of that score, there are a few companies that will provide them for free. But … Continue reading

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Credit Scores: Numbers That Matter

Trevor Mulholland asked: Getting something on credit is something that has become a necessity for many people nowadays. After all, it isn’t everybody who can buy a house or a car outright for its cash price! To be able to … Continue reading

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Does Paying a Credit Card Off Every Month Improve Credit Score?

Benjamin Robert Ehinger asked: Are you curious to know how your credit works? Do you want answers to the mysterious questions that have to do with your credit? There are things you should already know and things that will help … Continue reading

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Will opening a credit card improve my credit score?

Amy asked: I currently have flawless credit but no revolving accounts (ie No Credit Cards and very little debt) and a score between 727 and 768 (varies by credit reporting company). If I go get a $5000 credit card and … Continue reading

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Steps to Improve Your Credit Score Before Buying a Home

Maria Faith asked: Purchasing a new home is not equivalent to lying in a bed of roses. This transaction will entail much effort and determination on your part. You will need to research available listings, find competent agents, and engage … Continue reading

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600 Credit Score – Why it Pays to Raise It!

Josh Ramos asked: At one website, it states that persons with average credit scores of 500 to 600 will be able to get a “preferred loan” for a mortgage provided such persons make down payments. The site does not say … Continue reading

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Credit Score Basics

Frank Bruno asked: Times have changed. With the age of technology, everything has become impersonal, including the lending business. The Three C’s have been reduced to one: Credit Score. Your best chances of obtaining a loan, then, depend on your … Continue reading

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How Does Student Debt Affect Credit Score?

Sarah Dinkins asked: Most student loan programs give new graduates from six to nine months before they have to begin paying back the debt. That helps people new in their careers find jobs and begin getting used to paying monthly … Continue reading

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Improve Credit Scores – Ask the Bank to Write One Off

Claire Hendley asked: Did you know that there is an easy way to improve your credit score 20 to 50 points by just writing a letter?If you are a good credit risk, but have made one or two mistakes over … Continue reading

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Credit Scores: How Are They Calculated?

Ed Vegliante asked: Most people know that credit scores determine what and how much you can borrow from lenders, but very few are actually knowledgeable about how credit scores are calculated. When you attempt to borrow money from a financial … Continue reading

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