Tag Archives: Collection Accounts

Understanding Your Credit Score

Christina Costa asked: Everyone in America has their personal financial history archived, compiled, and rated by the three major credit bureaus. These bureaus are Experian, Trans Union, and Equifax.Lenders and creditors access these bureaus and your personal financial history for … Continue reading

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How To Boost Your Credit Score

James H. Dimmitt asked: Years ago your credit score was a big secret, known only to a select few such as your mortgage and credit card companies. In 2000, Fair, Isaac Co., the major supplier of credit scoring software, announced … Continue reading

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Does removing old paid collection items on credit improve score?

Travis asked: I have several small balance collection accounts that have been paid (and show paid) showing on my credit report. Is it possible to remove them and would it improve my credit score?Marc

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What matters more your credit score or the contents of your credit report?

asked: If I have a good credit score but still have unpaid collection accounts on my credit report will lenders expect me to pay those before they would give me a mortgage? Or if my credit score is high does … Continue reading

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Credit Score – Quick Ways to Boost My Equifax Score

Tony Banks asked: Your Equifax credit score is probably the most popular of the three main credit bureaus. The other two are Transunion and Experian. Some lenders look at all three scores when making a decision to approve you for … Continue reading

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Credit Score

Colin D asked: Credit Scores range from 300-900 with the average Canadian having one around the 720 range. Borrowers at the higher end of the scale get better rates, and those at the lower end get the less desirable rates … Continue reading

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