Tag Archives: Cards Credit

How do I switch credit cards and not affect my credit score?

asked: I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go … Continue reading

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5 Easy and Quick Ways to Improve Your Credit Score

David Z asked: Your Credit Score is one of your biggest financial assets. If your credit score is high, your borrowing rates will be low and therefore save you hundreds of dollars. The big mystery is how to maintain a … Continue reading

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How high can my credit score climb if I have only credit cards in my credit history?

Kaytee asked: My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from … Continue reading

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What Will Canceling Credit Cards Do To My Credit Score?

ExpertRealEstateTips asked: Which credit cards should you cancel to have the least negative impact on your credit score? Canceling old credit cards that you don’t use anymore shouldn’t have too much of an effect on your credit score as long … Continue reading

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5 Ways To Raise Credit Score

Gary Gresham asked: It’s not as hard as you think to raise credit score. It’s a well known fact that lenders will give people with higher credit scores lower interest rates on mortgages, car loans and credit cards. If your … Continue reading

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How do I switch credit cards and not affect my credit score?

asked: I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go … Continue reading

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Best way to pay off credit cards to improve credit score?

peersignal asked: As a college student, I’ve racked up some credit card debt. I have never missed a payment, and have always paid at least $5-10 over the minimum amount. My grandfather recently passed away and he left me quite … Continue reading

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How Does Negative Information Affect Your Credit Score?

ExpertRealEstateTips asked: Your credit score is determined by looking at a combination of information from credit cards, available credit, payment history, and other financial information. Negative information like bankruptcies and liens can drastically lower your credit score, but the information … Continue reading

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