Ways to improve credit score, is a credit card needed?

Lala O asked:


I’ve been in college for several years, and I’ve never had a credit card. Quite frankly, I really don’t want one because I don’t need one. Do I NEED a credit card to help improve my score, and if so, what are the best cards out there for students.

Mitchell
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4 Responses to Ways to improve credit score, is a credit card needed?

  1. bdancer222 says:

    Carrie

    Do you have other loans? You build your credit score based on your actual use of loans and lines of credit.

    A credit card is an easy way to build good payment history which will improve your score. Get a major credit card, use it, and pay it in full every month. This will build your credit, avoid interest, and keep you out of debt.

  2. Kelly cole says:

    Nancy

    Hello Everybody,
    Am Kelly Cole am from Canada just two months ago when I was searching for a loan to by of by bills I was referred to susfasa loan firm by Lisa Jose when I was offer a loan of ($25.000) two months ago with low interest rate so when I was your profile in yahoo answer I decided to referred you directly to this kindly man God of his name is Mr.Susfasa Lee can reach him via email:susfasaloanfirm@live.co.uk tell that Kelly Cole from Canada referred you to him who his offer a loan two ago.
    Thanks from Kelly Cole.

  3. Tim Z says:

    Sarah

    Just use the credit card for shopping and pay it in time, and your credit score will grow. Here is some most popular credit card offers to establish credit – credcards.maclenet.com

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