How much does a credit score improve after bankruptcy falls off a credit report?

GreenFam asked:


We are hoping that our credit score has improved greatly now that the bankruptcy is off (it was a long 10 years) and we haven’t acquired much debt.

Jeremy
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2 Responses to How much does a credit score improve after bankruptcy falls off a credit report?

  1. Beverly S says:

    Elizabeth

    Your credit score won’t improve just because the bk comes off. It takes paying debt on time to improve score- the bk just pulled it down. Every late payment pulls it down, every on time pulls it up. Too much debt pulls it down. Sounds like you are on track but it definately takes longer to increase scores that to decrease.

    Good luck!

  2. thommccn says:

    Virginia

    have you check your credit report for mistakes everything should show 0 balance and inculed in bankruptck other wise you won’t get credit

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