Category Archives: Personal Finance

How do I raise credit score after bank fraud and identity theft?

redviper1 asked: After check fraud discovered, closed that acct, opened another at same bank, but not all auto payments were transferred to the new account resulting in what ended up being late payments when I discovered bills not being paid. … Continue reading

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credit score?

ctinsley143 asked: I wanted to know where I can get a free copy of my credit score equifax wouldnt do it? please help…Marilyn

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credit score?

D. J asked: is there a cheaper alternative for me to just get my credit score? I dont really need the report and all of that.Caroline

Posted in Personal Finance | 7 Comments

Credit Score?

SoulSearching asked: when your applying for a loan and they pull up your credit score, do they inquire about your previous payment history or they look at it all including the credit scoreEmma

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help me make payments to improve credit score what should i do?

Martin M asked: ok so i have 3200 debt on a cc with credit limit of 6000. an other cc with balance of 160 and credit limit of 300. and other with 1300 and a credit limit of 1500. i … Continue reading

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credit score?

volimus asked: I used to have a decent score,but scrued up with credit cards,now i have a collection agencies on my back.Like to get my credit back on track , what is the best and easiest way to improve credit … Continue reading

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What does your credit score generally have to be in order to secure a good mortgage rate?

birdiegirl asked: I have cleaned up my credit and my score is 661 right now. Should I wait until it gets over 700 before applying for a mortgage? Is there anything else I can do (besides paying bills on time) … Continue reading

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Trying to build good credit history, improve credit score?

LovinNY asked: I’m a foreigner and don’t really have credit history in the US. I have a checking/saving account (for a few years now), cell phone. Have not been delinquent with payments. My credit score is low 500/not existant (depending … Continue reading

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Credit score??

aryaxt asked: If i apply for a credit card and i don’t get accepted, does it affect my credit score?Eileen

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Credit Score?

Unknown asked: I have been making all my payment on time. Never missed a payment. It’s been over 2 years I have not miss any payment. How come my credit score is still decreasing? How long does it takes for … Continue reading

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