Category Archives: Finance

Tricks to Remove Credit Report Collection

Posted on December 27, 2010 by

Natalie J. Johnson asked: Uncertain future could play its role anytime. Your positive credit worthiness could shape into worst without any prior warnings. Financial report collection is one of the worst things one can ever imagine within the surroundings of … Continue reading →

Posted in Finance | Tagged Credit Applications, Credit Cards, Credit Report, credit score, Credit Worthiness, Decline, Face, Financial Institutions, Gesture, loans, Mortgages, Shape, Smiles, Uncertain Future | Leave a comment

HELP! Why Is My Credit Score STILL So LOW? (And the EASIEST Way to Fix If FAST)

Posted on December 25, 2010 by

Lee A. Johnson asked: How come I keep getting rejected for credit… and why can’t I seem to improve my FICO, even though I always pay my bills on time? The truth is, there are LOTS of reasons why your … Continue reading →

Posted in Finance | Tagged Boom, Cards, Clock, Conventional Credit, credit score, Critical Component, Delinquent, Extreme Speed, fico, Financial Confidence, Financial Sanity, Foreclosure, Matter Of Fact, truth | Leave a comment

What’s the Credit Score Needed For a Car Loan?

Posted on December 23, 2010 by

Jason Lanier asked: Credit scores can be broken down into a few categories: Prime Good Sub-Prime Bad Poor So what is the actual credit score needed to get a car loan?

Posted in Finance | Tagged Bad Credit, Car Credit, Car Dealership, Car Payments, Credit Auto, credit score, Credit Scores, Finance Companies, Loan Credit, Local Bank, Local Union, New Cars, Obtain Loan, Poor Credit | Leave a comment

The Difference Between a Credit Report and a Credit Score

Posted on December 16, 2010 by

Jacqueline Harris asked: Credit ReportA credit report is the record of financial information of an individual or company taken place on credit in a financial year. The report contains all detailed information about credit borrowings, repayment, late payments, and any … Continue reading →

Posted in Finance | Tagged Credit Bureaus, Credit Report, Credit Reputation, credit score, Credit Worthiness, debt consolidation, Financial Institutions, Generation Capacity, Landlord, Late Payments, Lenders, Person Credit, Remedial Measures, Revenue Generation | Leave a comment

Can I Get a Car Loan With a Credit Score of 600?

Posted on December 15, 2010 by

Jason Lanier asked: Many people have bad credit become fixated on the idea of a particular score or number. Having a “beacon” score of 600, 650 or 550 and being able to get a car loan with the same, depends … Continue reading →

Posted in Finance | Tagged Bad Credit, beacon score, Car Credit, Car Loan, Car Loans, Credit Application, Credit Scores, Improving Your Credit, Improving Your Credit Score, Lenders, Long Time, Many People, Subprime, What This Means | Leave a comment

Excellent Credit Score – An Impossible Dream?

Posted on December 14, 2010 by

Sammy Holderman asked: The threat of future unemployment has many people striving to greatly reduce their debt or even to not go into debt at all. Gone are the days of “plastic power”. So many people had their interest rates … Continue reading →

Posted in Finance | Tagged Annotation, Bad Habits, Bankruptcy, Credit Rating, Creditworthiness, Excellent Credit Score, Exodus, Foreclosure, Impossible Dream, Maintenance Fee, Misconceptions, Recession, Savvy Consumer, Score One | Leave a comment

Your Free Credit Score – Find Out How Your Credit Score Adds Up!

Posted on December 10, 2010 by

Mark Pasay asked: Why it’s very important to get your free credit score yearly:1. Shield yourself from identity theft.2. It will lower your mortgage rates of interest and save you hundreds of dollars each year.3. You can verify your information … Continue reading →

Posted in Finance | Tagged Charge Card, Citizens, E Mail, Earned Dollars, Excuse, Few Minutes, Free Credit Report, Free Score, Identity Theft, loans, Mail Address, Mail Free, Personal Credit, Trial Membership | Leave a comment

Common Credit Score Myths

Posted on December 6, 2010 by

Gary Gresham asked: A lot of credit score myths about fico score ratings get spread around and some of them are just outdated information. Sometimes even lenders can give you the wrong advice and it can get confusing. But the … Continue reading →

Posted in Finance | Tagged Bottom Line, Credit Accounts, Credit History, Credit Inquiries, credit report score, credit score, Fair Isaac, Inactive Accounts, Mortgage Lending, myths, new accounts, Period Of Time, Red Flag, Score Points | Leave a comment

Make Sure You Know Your Credit Score Ratings

Posted on November 25, 2010 by

Joseph Lane asked: Do you seem to have trouble getting a loan? Do you wish to purchase a new home or car but you can seem to get approved for the money? You are not alone, many people go through … Continue reading →

Posted in Finance | Tagged Acceptable Level, Better Your Chances, Clue, Credit Checks, Desire, Dream Car, Free Checks, free credit score, Free People, Free Score, Hassle, Many People, Money, New Car | Leave a comment

Understanding Your Credit Score

Posted on November 24, 2010 by

Christina Costa asked: Everyone in America has their personal financial history archived, compiled, and rated by the three major credit bureaus. These bureaus are Experian, Trans Union, and Equifax.Lenders and creditors access these bureaus and your personal financial history for … Continue reading →

Posted in Finance | Tagged auto loans, Collection Accounts, credit score, Credit Worthiness, Debt To Income Ratio, Equifax, Experian, Financial History, Late Payments, Payment History, Prime Credit, Revolving Debt, Three Major Credit Bureaus, Trans Union | Leave a comment

Will Inquiries Lower Your Credit Score?

Posted on November 24, 2010 by

Scott Brown asked: What are inquiries?When you apply for credit the creditor or lender checks your credit report to verify that you qualify for the credit or loan you are applying for. The “inquiry” is then reported to the credit … Continue reading →

Posted in Finance | Tagged Checks, Common Misconception, Credit Bureau, Credit Bureaus, Credit Rating, Credit Report, credit score, Creditor, inquiries, Interest Rate, Salesperson, Shopping | Leave a comment

How To Calculate My Credit Score

Posted on November 20, 2010 by

Rachel Rishul asked: Having a good credit score can help you qualify for low rate private student loans, credit cards, auto loans, and historically low mortgage rates. But how do you know if you have a good credit score or … Continue reading →

Posted in Finance | Tagged 10 Years, College Graduate, Credit Cards, Credit History, Creditors, Few Moments, Fico Credit Score, Fico Score, Free Credit Reports, High Score, History Section, Mortgage Rates, Private Student Loans, Section 24 | Leave a comment