Category Archives: Finance

Low Credit Score Credit Cards

Tom Tessin asked: Credit Score Low?When you have a very low credit score because of difficulty in paying on a loan or other credit cards it is difficult to get a new card. Sometimes because of lack of work or … Continue reading

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Credit Score vs Credit Report

Chris Yarbrough asked: Free Credit Reports are Your Right!You’ve seen the ads: Get your free credit report here! The hard sell seems excessive since the report is free, right? Read the fine print. The Free Credit Report companies require a … Continue reading

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Credit Cards And Your Credit Score

Michael Strauss asked: Your credit score and credit card use are closely intertwined, with both effecting each other profoundly. The way you use your card can affect your credit rating for good or for ill, depending on how responsibly you … Continue reading

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Credit Score Ranges

Jennifer Quilter asked: There are countless articles out there that will all tell you different things about what the credit score ranges actually are. This is because every institution decides for itself what these numbers mean to them. That doesn’t … Continue reading

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The Average FICO Credit Score Is 692, What’s Yours?

Zach Ford asked: When banks, lenders, and credit card companies want to measure the risk posed by potential clients, they turn to the FICO scoring system. Your FICO score allows these companies to see exactly how good of a job … Continue reading

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Credit Score Rankings

Jennifer Quilter asked: Credit score rankings are the foundation of understanding what your rating means, which is really the foundation of all your financial endeavors. Whenever you go to apply for an apartment, a loan, and even a job, people … Continue reading

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Why A Credit Score Is Important

Chris Wight asked: There is almost no company now who does not look at your credit score when deciding whether to approve your application for credit. When you apply for credit online, typically the only criteria is a certain credit … Continue reading

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Tips For Obtaining a Better Credit Score

Jacqueline Harris asked: The higher the score you have, there is increased chance of getting better interest rates on loans, mortgages, and other financial help from governmental and private institutions. We have seen that people have few misconception about scores, … Continue reading

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The Credit Score Rating Scale

Mike Ziegler asked: It’s a beautiful sunny Saturday, and you and your loved one are out driving with your realtor. She shows you a house; you immediately fall in love. But in the back of your mind, you worry. Will … Continue reading

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Do Credit Inquires Hurt Your Credit Score?

Mike Clover asked: A credit inquiry is an item on your credit report that shows with permission a creditor requested your free credit score report.Not all credit inquiries affect your credit score:You may notice when you pull your credit report … Continue reading

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Understanding the Credit Score Range

Norman Burr asked: In this modern economy, almost everybody is aware of the need for credit. It is hard to do any sort of business without having access to some form of credit, be it credit cards or loans. Your … Continue reading

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