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Category Archives: Credit
How long does it take to improve credit score?
A asked: Recently, a company to whom I was making payments to, submitted the balance of the bill to a collection agency. I am not contesting that I owe the bill. My equifax report just pulled down my credit by … Continue reading
credit score?
danac210 asked: I have a low credit score. I have finally paid off all my credit cards, but the score is still low. I wondered if I should get a credit card woth a low available balance, like a store … Continue reading
Posted in Credit
Tagged credit card, Credit Cards, credit score, Gap, Macy, Rebuild Credit, Rebuild My Credit
5 Comments
Will opening a credit card improve my credit score?
Amy asked: I currently have flawless credit but no revolving accounts (ie No Credit Cards and very little debt) and a score between 727 and 768 (varies by credit reporting company). If I go get a $5000 credit card and … Continue reading
Posted in Credit
Tagged Credit Bureaus, credit card, Credit Cards, Credit Reporting, credit score, Flawless Credit, Improve Credit, Revolving Accounts
6 Comments
What’s the best way to improve my credit score?
Melissa H asked: I was the typical college kid who thought credit cards were something I could pay back whenever I wanted. I ended up going over on two cards and charged about $2500 to them. I have paid off … Continue reading
Posted in Credit
Tagged 5 Months, College Kid, Credit Cards, credit score, Improve Credit, Stupidity, Typical College
5 Comments
Credit score?
Aliceia M asked: I have several things on my credit report I just wanted to know does anyone know how many point your credit score goes up for each acct. thats paid off.Mario
What’s a better way to improve my credit score?
danman4472 asked: What would work better to improve my credit score. Would I be better off by keeping a zero balance on my credit cards and just using my debit card from my checking account? Or would my score improve … Continue reading
Posted in Credit
Tagged Checking Account, Credit Cards, credit score, Current Cards, Debit Card, Improve Credit, Zero Balance
6 Comments
How Much will my credit score improve?
lovely asked: I have about 5 Collections on my credit report and my husband has 9 Collections we are working with a Debt Management Plan (Non Profit) and are paying monthly will our credit score improve or will it just … Continue reading
Posted in Credit
Tagged Collections, Credit Report, credit score, Debt Management Plan, New Date
8 Comments
Does credit line increase improve your credit score?
Dina N asked: I just paid off my credit balance. If I request credit line increase will it improve my score?Dennis
Posted in Credit
Tagged Credit Balance, credit score, Improve Credit, Line Increase, Request Credit
4 Comments
How long after paying off collections will it take to improve my credit score?
Rebecca asked: I wish someone would have told me when I was younger all the things that would affect my credit score, and how important that is!!! So here’s my story…I moved out of an apartment before my lease expired, … Continue reading
Posted in Credit
Tagged Apartment Lease, Asap, Auto Loan, Collections, Credit Cards, Credit History, credit score, Debts, Improve Credit, Remainder
4 Comments
My credit score is 550. How can I improve my score without going further into debt?
timkips asked: My credit score is poor at 550 level. I don’t have any credit cards now, but how can I raise my score?? I have student loans on my credit report, but payments are deferred till I finished college. … Continue reading
Posted in Credit
Tagged Collections, Credit Cards, Credit Report, credit score, Improve Credit, Ssn, Student Loans
3 Comments