Improve Credit Score – Boost Fix Repair

lavinnar asked:


So the other day I asked about pre qualification, so now I need to know what are the chances of getting a loan with a 593 credit score? Be Nice PLEASE
That is my husbands score, we jumped into credit cards young cause we were anxious to get out on our own and rent so it went downhill from there so it’s all slowpays.Our income is about $2,000 a month and we pay everything we have now on time, but with three little girls and a two bedroom houuse we are outgrowing it quick, and renting a bigger place would be about $100 to $200 more thn we rae paying now, so if we are gonna have to pay that much we figure we might as well buy.

Nellie

citrusurprise asked:


Does having cash available in checking/savings effect my credit score? Or is it better to take that cash and pay any debts?

Dean

GreenFam asked:


We are hoping that our credit score has improved greatly now that the bankruptcy is off (it was a long 10 years) and we haven’t acquired much debt.

Jeremy

La Sona J asked:


I have alot of derogatory items on my credit that I actually need to take care of. I have opened some new credit card accounts since I have never had credit cards before. What is the best way to improve my score so that I am not such a high risk?

Laura

Travis asked:


I have several small balance collection accounts that have been paid (and show paid) showing on my credit report. Is it possible to remove them and would it improve my credit score?

Marc

trashelle_miro asked:


My credit score is 662. I have around $7,000 in credit card debt, which can be paid in 5-6 months. My husband’s car will be paid off in a couple of months. I just purchased an used Audi, which will be our only debt. How long will it take to improve my score to 760 or above in order to buy a house in March?

Betty

deb asked:


I have a credit score of 559, I also have a certificate of eligibilyt for a VA loan, ( I live in the Tampa area) I was turned downfor a loan to buy a home.. Any suggestions??

Kim

Lala O asked:


I’ve been in college for several years, and I’ve never had a credit card. Quite frankly, I really don’t want one because I don’t need one. Do I NEED a credit card to help improve my score, and if so, what are the best cards out there for students.

Mitchell

Just Wondering asked:


I have had a LOT of inquiries on my credit bureue and I know it is effecting my score. A lot of these were from almost 2 years ago. How long do inquiries affect your credit score??

Marie

dancingcorpse asked:


I have 2 credit cards. And I have student loans from the government, and a student line of credit. I have a poor credit score and I want to improve it. Will cancelling one of my credit cards improve my score (after I have payed off the balance of course) ?

Alma