Category Archives: Credit

Credit score?

asdfgh asked: ive only had a credit card for two months and i was curious about credit score and got a free one done it said my credit score is 814 is that even possible?Yolanda

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Credit Score?

yanks006 asked: I just financed a new car. My mid credit score was a 627. Will my credit score go up or down from taking on this loan? By the way I’m 18 months out of Chapter 7 bankruptcy. (Discharged) … Continue reading

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Credit Score?

Lindsay asked: I don’t understand what credit score is..can someone explain in very simple terms? and what a good and bad credit score is? How do you get a good score or a bad one??Brenda

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Credit score?

lavinnar asked: So the other day I asked about pre qualification, so now I need to know what are the chances of getting a loan with a 593 credit score? Be Nice PLEASE That is my husbands score, we jumped … Continue reading

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Credit Score?

citrusurprise asked: Does having cash available in checking/savings effect my credit score? Or is it better to take that cash and pay any debts?Dean

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How much does a credit score improve after bankruptcy falls off a credit report?

GreenFam asked: We are hoping that our credit score has improved greatly now that the bankruptcy is off (it was a long 10 years) and we haven’t acquired much debt.Jeremy

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How do you improve your credit score if you have poor credit and new accounts?

La Sona J asked: I have alot of derogatory items on my credit that I actually need to take care of. I have opened some new credit card accounts since I have never had credit cards before. What is the … Continue reading

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Does removing old paid collection items on credit improve score?

Travis asked: I have several small balance collection accounts that have been paid (and show paid) showing on my credit report. Is it possible to remove them and would it improve my credit score?Marc

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how long to improve credit score to 760 or above?

trashelle_miro asked: My credit score is 662. I have around $7,000 in credit card debt, which can be paid in 5-6 months. My husband’s car will be paid off in a couple of months. I just purchased an used Audi, … Continue reading

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credit score?

deb asked: I have a credit score of 559, I also have a certificate of eligibilyt for a VA loan, ( I live in the Tampa area) I was turned downfor a loan to buy a home.. Any suggestions??Kim

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Ways to improve credit score, is a credit card needed?

Lala O asked: I’ve been in college for several years, and I’ve never had a credit card. Quite frankly, I really don’t want one because I don’t need one. Do I NEED a credit card to help improve my score, … Continue reading

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Credit Score?

Just Wondering asked: I have had a LOT of inquiries on my credit bureue and I know it is effecting my score. A lot of these were from almost 2 years ago. How long do inquiries affect your credit score??Marie

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